Stamp Duty Changes in NSW for Small Businesses

Stamp Duty Changes in NSW for Small Businesses

The NSW Government is making changes to the Stamp Duty of all Small Businesses from January 1, 2018. Find out how this affects your business and what you need to do!

Thank God I Had Income Protection!

Thank God I Had Income Protection!

"I suffered a serious injury a little while ago and Coast & Country helped me immensley. I cannot thank them enough, my insurance policy through them saved my house and helped me and my family so much during a very difficult time!"

Total and Permanent Disability Cover (TPD)

Total and Permanent Disability Cover (TPD)

Expenses not only come in the form of ongoing medical and rehabilitation costs or the cost of home modification or lifestyle changes, but also from the day to day living costs that we take for granted.

Tips On Making An Insurance Claim – The Right Way

Tips On Making An Insurance Claim – The Right Way

Making an insurance claim can be stressful and time consuming, so here are some tips on how to deal with the situation and speed up the process. If you're insured with Coast & Country, we handle your claim for you!

Cyber Theft. Are You Protected?

Cyber Theft. Are You Protected?

Advances in technology are great, but the downside is that when you use technology, you are leaving yourself open to all kinds of cyber crime and security threats.

Machinery Breakdown Insurance for Small Business

Machinery Breakdown Insurance for Small Business

Machinery breakdown insurance is designed to help protect your business financially by covering the cost of repairs to broken-down machinery, as well as any consequential losses as a result of that breakdown.

The Importance of Policy Maintenance

The Importance of Policy Maintenance

Maintaining your policies is as important as maintaining your home or car…

When your various insurance policies are up for renewal, it can be tempting to take the easy route and go ahead with the renewal and not think anything more about it.

However, if you fail to take some important steps and do a little bit of research, you could be going ahead with a policy that hasn’t been adjusted to meet new circumstances in your life — rendering the policy mismatched for your needs — or, worse, failing to meet the contractual requirements specified by your insurer. 

Do You Love Your Current Lifestyle?

Do You Love Your Current Lifestyle?

Have you considered how you would maintain your lifestyle if you couldn’t work tomorrow? Being ill or injured is difficult enough without the financial pressure of not being able to earn an income. You should consider Income Protection...

Worker Or Contractor?

Worker Or Contractor?

When it comes to workers compensation insurance, you need to determine whether a person is a worker or a contractor. This simple tool from the NSW State Insurance Regulatory Authority will help you make that determination in just 10 minutes.

Let Your Broker HELP YOU With Your Claim

Let Your Broker HELP YOU With Your Claim

Did you know that Coast & Country Insurance Consultants can help you with your insurance claim, saving you time and allowing you to get back to your business?

Residential Strata Insurance

Residential Strata Insurance

Did you know that if you own a unit on a strata title or body corporate, you are legally required to have strata insurance in place? Did you also know, that as an owner in a strata the legal structure means that you are subject to unlimited liability?

We’ve covered some residential strata insurance basics on our blog. 

Those Little White Lies Can Leave You With Less

Those Little White Lies Can Leave You With Less

Stretching the truth can leave you with less. There are certain times in life when it’s easier to tell a little white lie than it is to tell the truth. Most people wouldn’t tell lies to the tax office or their bank, from fear of getting caught and paying a penalty. Unfortunately though, a lot of people think that it’s ok to tell a little white lie on their insurance application...

Income Protection Insurance - The Lowdown

Income Protection Insurance - The Lowdown

You’ve probably heard about Income Protection Insurance and chances are you thought to yourself “I won’t need it”. But ask yourself this question…

“What would you do if you could no longer work?”

Income Protection Insurance may not be on your radar of necessary insurance policies, given it doesn’t have the profile of more common and obviously required insurance policies like car insurance or health insurance.

Using A Broker vs. Buying Insurance Direct - What's Best?

Using A Broker vs. Buying Insurance Direct - What's Best?

Buying insurance direct from the insurance provider is often appealing because you seemingly save time and money. But this is under the assumption that you have a solid understanding of the risks your business or you and your family may face and know the right insurance to purchase.

Landlord Insurance – What You Need To Know

Landlord Insurance – What You Need To Know

If you own an investment property, there’s a good chance that you will experience problems with property damage or tenants not paying rent — both of which can affect your finances.

Why Am I Paying For This?

Why Am I Paying For This?

Like most bills that occur annually, your insurance policy is one that you might start to question its importance and ask yourself “Why am I paying for this?”...

Sole Trader? We've Got You Covered

Sole Trader? We've Got You Covered

There are multiple advantages to operating as a sole trader, but when it comes to protecting yourself against accidents and illnesses, the fact that sole traders aren’t covered by workers compensation insurance can be a major negative.