Have you considered how you would maintain your lifestyle if you couldn’t work tomorrow? Being ill or injured is difficult enough without the financial pressure of not being able to earn an income. 

Having income protection – a support system for your lifestyle – in place, eases the stress of family commitments and financial obligations like bills and mortgage payments during traumatic times in your life. This allows you to focus on more important things, such as your recovery. 

Income Protection
Income Protection can help by replacing up to 75% of your income if you are unable to work due to sickness or injury. Our insurers offer a range of income protection products with a number of options and benefits including family support, overseas assistance and rehabilitation expenses. In addition, if you suffer a serious medical condition, some of our insurers will cover up to 100% of your pre-disability income to help ease the impact of an improbable return to work. 

Deductible Annual Premiums
Did you know annual premiums for income protection are generally tax deductible outside of super? This is seriously good news! If you pre-pay your annual premium before June 30, every cent is deducted from this year’s taxable income.

Coast & Country Insurance Consultants can help tailor a protection plan that will suit your needs so you can be financially prepared for the unexpected. If you would like to arrange an appointment with a risk specialist, please call us on 4334 3622. 

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Coast and Country Insurance Consultants Pty Ltd is an Authorised representative of NAS Insurance Brokers AFS Lic: 233750 (General Insurance) / Coast and Country Insurance Consultants Pty Ltd is a corporate authorised representative of PGW Financial Services Pty Ltd AFS License No 384713 (Life Insurance)

General Advice Warning: The content of this article is general advice only and should not be acted upon without first consulting an industry specialist as it does not take into consideration your personal needs, objectives or financial circumstances.