Domestic Insurance

Home and Contents Cover

With most insurers you have the flexibility to choose from two types of cover:

Defined Events

This covers you for damage caused by nominated events such as:

• Burglary, housebreaking and theft
• Fire, lightening or explosion
• Earthquake, storm or rainwater – some policies can include flood.
• Malicious damage
• Impact from falling trees, vehicles or aircraft
• Breakage of fixed glass
• Other events as listed in the policy

Accidental Damage

This gives you wider cover for accidental loss or damage of all kinds unless an event is specifically excluded.

Liability Cover

This covers property owner's liability (when you insure your building) and personal liability (when you insure your contents).

Motor Vehicle Cover

This personal insurance policy gives you the flexibility of choosing between three types of cover:

Comprehensive

Covers you for:

• Theft of or damage to your vehicle
• Legal liability
• Approved towing charges

Can also include:

• No fault excess provision
• Optional windscreen cover

Third Party Property Damage - Fire & Theft

• Fire & theft cover
• Liability cover
• Uninsured motorist benefit

Third Party Property Damage

• Liability cover
• Uninsured motorist benefit

Boat Cover

This policy covers:

• Theft or damage to your hull, motor and trailer
• Accessories and safety equipment
• Legal liability
• Sailing races and water skiers if you take up the option to cover these

NOTE: The insurance products and schemes available to us are not restricted to the above – whatever you need please give us a call as almost certainly we will be able to help you!! Please read the Privacy Policy

You May Also Be Interested In...

• Business Insurance
• Commercial Motor Vehicle Cover
• Rural Insurance
• Landlord Insurance