Landlord Insurance

If you’re an owner of tenanted property and want cover for building, contents, rent default, malicious damage and liability. Give Coast & Country a call.

Building and Contents Cover

Gives you the flexibility to insure your building or your building and contents. When you insure your building, you can choose to insure for replacement value or indemnity value. When you insure your contents, they are automatically insured for replacement value (subject to certain conditions).

Your building and contents are also protected against accidental loss or damage of all kinds, other than those events specifically excluded in the policy wording. If there is a payout for damage to the building and it cannot be lived in because of that damage, it will also pay your loss of rent (for up to 12months subject to certain policy conditions and limits).

Rent Default/Malicious and Intentional Damage/Theft Cover

If you choose to buy this additional insurance, it can provide the following cover:

• The cost to repair malicious damage to the building caused by your tenant, their children or their visitors
• The cost to replace parts of the building that are stolen, e.g. light fittings
• If you insure your contents, the cost to repair or replace items which are maliciously damaged by your tenant, their children or their visitors
• If you insure your contents, the cost to replace items that are stolen
• Your loss of rent (subject to certain limitations) if the building is unoccupied for more than 7 days because:
• your tenant vacates without notice;
• your tenant stops paying you rent and denies you access to your premises; or
• malicious and intentional damage has been sustained to your premises.

Legal Liability Cover

As part of the standard cover, you can protect your legal liability as Landlord arising from the ownership of the building for occurrences that cause death, injury or illness, or loss or damage to someone else's property.

There are many other General Insurance products available to us and our clients and some of those are:

• Public and Products Liability
• Professional Indemnity
• Goods in Transit
• Office Insurance
• Private Motor
• Commercial Boat Insurance
• Pleasure Craft
• Commercial Strata
• Domestic Strata

Schemes such as:

• Beauty Salons
• Golf and other clubs
• Restaurants

NOTE: The insurance products and schemes available to us are not restricted to the above – whatever you need please give us a call as almost certainly we will be able to help you!! Please read the Privacy Policy

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