Rural Insurance

If you’re a rural producer, grazier, dairy farmer, or a hobby farm and want cover for your farm, home and contents, vehicles or boat we can help you.

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Defined Events

This covers you for a nominated event such as:

• Theft
• Fire, smoke, lightning or explosion
• Earthquake, storm or rainwater (excluding flood)
• Malicious damage
• Impact from falling trees, vehicles or aircraft
• Breakage of fixed glass
• Other events as listed in the policy

Accidental Damage

Covers you for accidental loss or damage to your building and contents subject to the specific exclusions outlined in the policy.

Farm Property Cover

The policy covers:

• Farm buildings
• Farm contents
• Mobile machinery
• Fixed machinery
• Hay, silage and grain
• Fences
• Wool
• Livestock

In addition to Defined Events cover, on certain property types Accidental Damage cover is provided.

Vehicle cover

The vehicle section of the policy generally gives you the flexibility of choice between three types of cover:

Comprehensive

Covers you for:

• Theft of or damage to your vehicle
• Liability

Third Party Property Damage - fire & theft

• Fire and theft cover
• Liability cover
• Uninsured motorist benefit

Third Party Property Damage

• Liability cover
• Uninsured motorist benefit

Farm Liability Cover

This covers your liability to pay compensation for personal injury and property damage which arises out of your farm business.

Other farm cover options

Other farm insurance options are also available, including cover for:

• Personal accident and illness
• Machinery breakdown
• Electronic equipment
• Transit
• Working dogs
• Frozen semen and embryos
• Theft
• Tax audit

NOTE: The insurance products and schemes available to us are not restricted to the above – whatever you need please give us a call as almost certainly we will be able to help you!! Please read the Privacy Policy

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