Superannuation

This is still arguably the most tax effective way of saving for your retirement. Regardless of your age it is never too soon or too late to commence a savings plan.

Contributions under current legislation are generally tax deductable to the self employed, companies needing to contribute for Super Guarantee purposes and Salary Sacrificing is also a common way of obtaining significant tax concessions. Contributions are ‘capped’ depending on your age and employment position.

If you already have a Superannuation and you are not far off your retirement then perhaps a Transition to Retirement is right for you. This provides you with a pension amount from your Super along with salary sacrifice arrangements with work and salary drawings to compliment you pension.

We can provide information and figures on transition to retirement based on your own individual criteria.

Speak with one of our advisers who can assist you with the varied options and obligations of commencing a new fund or combining what may be numerous smaller amounts you have accumulated over your working life.

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